Why use the Queen City Heroes program when buying a home?

The goal and purpose of the Queen City Heroes Incentive Program is to save 1st Responders (Firefighters, Police Officers, EMTs), School Teachers, Veterans and Active Duty Military thousands of dollars when purchasing and/or selling their home. These Heroes are the backbone of what makes the Charlotte area great, and we want to reward them for their service.

‚ÄčThe Queen City Heroes Program is the most generous program available to our local Heroes.

Can I use a VA Mortgage along with the Queen City Heroes program?

Absolutely! This program can be used alongside many different types of financing options, including the VA Mortgage. Our preferred mortgage lenders specialize in VA Financing. Our options include the Zero Down VA Mortgage as a welcomed addition to our suite of options available to those who qualify.

How long does it take to close on a home with this program?

Great news! Using The Queen City Heroes program DOES NOT slow down the process of buying a home one bit. While the usual closing time for a home in the Charlotte area is around 30 days, closing times can vary for a number of reasons.

We have done closings in as little as 20 days for our Heroes.

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What is the Queen City Heroes Program used for?

The Queen City Heroes Incentive Program makes it easier for local Heroes to buy a home for their families. We partner closely with Josh Brister Real Estate and local mortgage lenders to give you up to 2% back on the cost of your home.

For instance: Josh Brister Real Estate will give you half a point on the cost of your home ($2,000 on a $400,000 home). Our lender will then give you up to a full point ($4,000 on a $400,000 home.)

We believe the money you save will more than cover the closing costs of your home. And with the money you get back from our partners, you can pay off a car, pay down student loans or put money into your child's education.

Can I purchase any home using the program?

Yes! Any home that the Hero qualifies for in the Charlotte or Metro Charlotte areas, including both North Carolina and South Carolina, qualify for this program. There are no type of home restrictions. Feel free to contact us if you have any questions!

What areas of "Charlotte" are eligible for the program?

We try to be as flexible as possible for our Heroes. However, due to area-expertise and local guidelines this program is limited to the Charlotte & Greater Charlotte Metro Area. That gives you the pretty wide birth of where you need to be. Queen City Heroes services Lake Norman, Lake Wylie, Belmont and Gastonia, over to Harrisburg and Concord, Waxhaw, Fort Mill and Rock Hill, and everywhere in between. Midland? Locust? Yep, we cover you too! Indian Land, Indian Trail? We got you. Have a place in mind and not sure if we service that area? Just give a call!

*Josh Brister Real Estate, LLC reserves the right to determine what areas are included in the program. Subject to change. When in doubt, drop us a line to ask!